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Learn to Play Baccarat

What is Baccarat?

Baccarat is a simple card game played with 8 decks of cards in a shoe on the Baccarat table, featuring boxes to place your chips. The goal is to guess which of the two hands, the Player Hand or the Banker Hand, will have a higher value, with the highest possible points set at 9.

How to Play?

  1. Place Your Bet: Start by placing a bet on either the Player Bet or Banker’s Bet using your chips.
  2. Deal the Cards: The dealer deals one card each to the Player and Banker boxes, repeating this until each box has two cards.
  3. Determine the Winner: If your bet matches the box with the highest-ranking combination, you win. Otherwise, you lose that round. There are additional rules for drawing a third card, explained below.

Rules to Know

  • Card Rankings:
    • 9 is the highest value.
    • 10 and face cards are worth 0 points.
    • Cards 2 through 9 are worth their face value.
    • Ace is worth 1 point.
  • Calculating Points: When the total points exceed 9, only the second digit is considered. For example, a total of 10 becomes 0, 11 becomes 1, etc.
  • Winning: The hand closest to 9 wins.
  • Tie: If both hands have the same value, it is a tie, and neither hand wins or loses. Optional bets are paid according to the payout table.

Types of Bets

  1. Player Bet: Wins if the Player Hand totals 8 or 9. Payout is even money.
  2. Banker Bet: Wins if the Banker Hand totals 8 or 9. Payout is even money, except when winning with a total of 6 points, in which case the payout is 50% of the initial bet.
  3. Tie Bet: Wins if both hands tie. Payout is 8x the bet amount.
  4. Super Six Bet: An optional bet that wins if the Banker Hand wins with 6 points. Payout is 12x the bet amount.
  5. Pair Bet: An optional bet that wins if the first two cards are a pair. Payout is 11x the bet amount.

Third Card Rules

  • Player Hand:
    • If the total is 9, the Player Hand wins.
    • If the total is 6 or less, a third card is drawn.
    • If the total is 5 or less and the Banker Hand has 8 or 9, the Banker Hand wins.
  • Banker Hand:
    • Draws a third card if the total is 0, 1, or 2, unless the Player Hand has 8 or 9.
    • Draws a third card based on the Player Hand’s third card value if the total is 3 to 6, with specific rules for each value.
    • Stands if the total is 7.
    • No additional cards are drawn if either hand totals 8 or 9.